RANDYANTINI, V.; APRIANI, A.; SAPUTRI, I. P.; WAHDINIAWATI, S. A. OPTIMALISASI FINTECH DALAM STRATEGI PENGEMBANGAN UMKM. Andhara, [S. l.], v. 4, n. 1, p. 13–21, 2025. Disponível em: https://jurnal.undira.ac.id/andhara/article/view/296. Acesso em: 29 apr. 2025.